Resource Links
Scroll through a list of resources for business success.
Resources provided by Cape May County bizHub.
Business Resources:
SBA.gov: (U.S. Small Business Administration) Loan options, General Small Business Support, Templates, Guides, and Articles
Business.NJ.gov: Guides to Plan, Start, Operate, and Grow a business in NJ
NJEDA.gov: (NJ Economic Development Authority) Grants, Funding, & Loan Options
SCORE.org: (Service Corp of Retired Executives) Free Consultations, Recorded Webinars, and Templates
NJSBDC.com: (NJ Small Business Development Center) Free Consultations, Webinars, Networking Events, Templates, and Guides
USDA.gov: (U.S. Department of Agriculture) Rural Development Loans and Grant Programs
***Subscribe to SBA, NJEDA, SCORE, NJSBDC, and USDA email lists to get latest information, webinars, program updates, and events***
Women Owned Business
Recent Updates: New Jersey Senate Bill 3013 signed into law on 08 January 2024. This bill requires that the various statutory definitions of women’s business enterprise include businesses owned, in whole or in part, by an irrevocable trust of which the majority of beneficiaries or trustees are women. SUMMARY
NJ.Business.gov Business Certification Guides
SCORE Page: Resources for Women Entrepreneurs
SCORE Webinar: Should You Get Certified as a Women Owned, Veteran Owned, Minority Owned Business
SCORE.org under “Workshops & Events” then “Recorded Webinars” has a wide variety of videos specifically for Women owned Businesses.
Veteran/Disabled Veteran Owned Business
NJ.Business.gov Business Certification Guides
SCORE Page: Resources for Veteran Entrepreneurs
SCORE Webinar: Should You Get Certified as a Women Owned, Veteran Owned, Minority Owned Business
SCORE.org under “Workshops & Events” then “Recorded Webinars” has a wide variety of videos specifically for Veteran owned businesses.
Minority Owned Business
NJ.Business.gov Business Certification Guides
SCORE Page: Resources for Black Entrepreneurs
SCORE Page: Resources for Hispanic Entrepreneurs
SCORE Webinar: Should You Get Certified as a Women Owned, Veteran Owned, Minority Owned Business
SCORE.org under “Workshops & Events” then “Recorded Webinars” has a wide variety of videos specifically for Black and Hispanic owned Businesses.
Starting & Registering a Small Business
Business.NJ.Gov : Step by step instructions for Planning, Starting, Operating, and growing your business in NJ.
NJSBDC Webinar: How to Register a Business with $0
NJSBDC Webinar: Start Your Business Journey Registration Guide
NJ Business Action Center Startup Guides
- NJ Business Action Center (NJ BAC) Starting a New Business Checklist
- NJ BAC Auto Body Repair Checklist
- NJ BAC Catering and Restaurant Checklist
- NJ BAC Food Truck Checklist
- NJ BAC Home Improvement Contractor Checklist
Writing a Business Plan
Writing a successful business plan starts with research and a solid template but is typically best supported with help. Engage the Cape May County bizHub, NJSBDC, or SCORE to work one on one for free with a business coach or mentor.
SBA Article: Plan Your Business - Write Your Business Plan
SCORE Business Plan and Financial Planning Templates
SCORE Webinar: Writing a Winning Business Plan
SCORE Webinar: How to Write a Business Plan
Funding Your Small Business
SBA Funding Guide: Fund Your Business
SCORE Article: How to Get a Small Business Loan: Step-by-Step Guide
SCORE Webinar: Access to Capital 101 - Funding Options to Start and Grow Your Business
Commercial Loans
-Typically require 2-3 years of tax returns showing profitable operations. These types of loans are harder to qualify for but usually have better terms and rates. It's best to start by talking to a few local banks about your options.
SBA Loans: Loans for Startups, Buying Real Estate, or Business Expansion.
- SCORE SBA Loans Webinar: SBA Funding Programs Explained
Micro Loans: Loans Typically under $50K, startups qualify
- CBAC & RBAC are some of the local not for profit microloan lenders that provide loans under $50,000 to small businesses and startups.
o CBAC: Cooperative Business Assistance Corporation
o RBAC: Regional Business Assistance Corporation
Self Funding/Crowdfunding
SCORE Webinar: How to Start a Business Without Access to Capital
SCORE Webinar: How to Launch Successful Crowdfunding Campaign for Your Small Business
Grants for Small Businesses
NJ Grants and financing assistance programs
The NJ Economic Development Authority (NJEDA)
- NJEDA: Financing & Incentives
- The Small Business Lease Grant
- Small Business Improvement Grant Program
- Ecommerce Support Program
USDA.Gov - All Programs
- Rural Business Enterprise Grant
- Rural Development Loan & Grant Assistance
- Programs for Beginner Farmers and Ranchers
Grants.Gov
SCORE Webinars:
Marketing
SBA Marketing Guide: Managing Your Business - Marketing & Sales
SCORE Marketing and Sales Templates
SCORE Startup Marketing Basics Checklist
SCORE Webinar: Digital Marketing - The One-Page Marketing Plan
SCORE Webinar: How to Create a Marketing Plan For Your Small Business
SCORE Webinar: Startup Marketing on a Budget
NJSBDC Webinar: Basics of Email Marketing for Small Business
NJSBDC Webinar: How to Start Marketing Your Small Business
Taxes/Accounting
SBA Guides: Taxes & Accounting
- Guide: Opening a Business Bank Account
- Guide: Managing Your Business - Paying Taxes
- Guide: Managing Your Finances
IRS Small Business Tax Workshop: https://www.irsvideos.gov/Business/SBTW
NJSBDC Webinar: Accounting for Small Businesses - Navigating The Financials
SCORE Tax & Accounting Articles & Webinars
- Article: Accounting For Your Business
- Webinar: Year End Tax Planning for Your Business
- Webinar: Bookkeeping Basics for Small Business Owners
- Webinar: Small Business Tax Questions - Ask a CPA
Insurance
SBA Guide: Get Business Insurance
SCORE Articles on Business Insurance
- What Insurance Is Best for a Small Business
- Risk and Insurance: What Every Business Owner Should Know
SCORE Webinar: Everything you Need to Know About Small Business Insurance
NJSBDC Webinar: Managing Risk - Business Insurance 101
